Cookie Policy

What Are Cookies and Why We Use Them

Cookies are small text files that websites store on your device when you visit them. Think of them as digital sticky notes that help websites remember things about your visit. We use cookies at linker-joiner.com to improve your experience and understand how people interact with our financial analysis platform.

Some cookies are absolutely necessary for the website to function properly. Others help us see which parts of the site are most useful, which pages people visit most often, and where we might need to make improvements. And honestly, they help us remember your preferences so you don't have to keep telling us the same information every time you visit.

Types of Cookies We Use

Essential Cookies We Set

• Session identifier cookies that keep you logged in while navigating between pages
• Security cookies that protect against unauthorized access and fraudulent activity
• Load balancing cookies that ensure you're connected to the right server for optimal performance
• Cookie consent preference storage so we remember your choice about tracking

How Analytical Cookies Help Us

We use analytical cookies to see which financial analysis tools are most valuable to our visitors. For instance, if we notice that people spend more time on cash flow projection tools than on break-even calculators, that tells us where to focus our development efforts. These insights directly shape how we improve the platform.

They also help us identify technical problems. If cookies show that people are abandoning forms halfway through, we know something's confusing or broken. That's incredibly valuable feedback that helps us fix issues we might not discover otherwise.

Your Control Over Cookies

You have complete control over which non-essential cookies you accept. The button at the top of this page lets you decline all optional tracking with one click. Your preference is stored locally and we'll respect it on future visits.

You can also manage cookies directly through your browser settings. Every major browser gives you tools to view, block, or delete cookies. The process varies slightly depending on which browser you use.

Blocking all cookies will likely affect your experience on most websites, not just ours. You might need to log in repeatedly, reset preferences often, or lose access to personalized features. But that's your choice to make.

Third-Party Cookies

Some cookies on our site come from external services we use to operate the platform. For example, if we embed a video tutorial or use a third-party analytics service, those providers may set their own cookies.

We're selective about which third parties we work with, and we only choose services that align with our privacy standards. However, we can't control their cookie practices directly. When you decline non-essential cookies on our site, we signal that preference to these services, though they may have their own cookie policies you should review.

Services That May Set Cookies

• Google Analytics for understanding visitor behavior and site performance metrics
• Video hosting platforms if we embed educational content directly on pages
• Payment processors for secure transaction handling when you subscribe to services
• Customer support chat systems that help us respond to inquiries efficiently

Cookie Duration and Data Retention

Different cookies last for different periods. Session cookies disappear when you close your browser. Persistent cookies stick around for a set time period, which could be days, months, or even years depending on their purpose.

Most of our analytical cookies expire after two years. Preference cookies might last longer so we can remember your settings over extended periods. Marketing cookies typically expire after thirty days, though this varies by campaign and purpose.

You can always delete cookies manually through your browser settings regardless of their set expiration date. When you do this, you're essentially telling websites to forget everything they knew about your previous visits.

Updates to This Policy

We update this cookie policy periodically as our practices evolve or regulations change. When we make meaningful changes, we'll update the date at the top of this page. If changes are significant, we might notify you through email or a banner on the site.

We're based in South Korea, and we follow Korean data protection regulations as well as international best practices. Our approach to cookies and privacy is designed to respect your rights regardless of where you're located.